3.5M+ USERS · 130M+ MERCHANTS

PAY IN CRYPTO,
LIVE UNLIMITED

Apple Pay & Google Pay compatible. No pre-conversion to fiat needed. Spend at global merchants instantly.

130M+
Merchants
Zero
Fees
Instant
Issuance
Accepted at
StarbucksStarbucks
McDonald'sMcDonald's
KFCKFC
Amazon
NetflixNetflix
SpotifySpotify
UberUber
YouTubeYouTube
PayPalPayPal
AliExpressAliExpress
GrabGrab
AirbnbAirbnb
SteamSteam
TikTokTikTok
StarbucksStarbucks
McDonald'sMcDonald's
KFCKFC
Amazon
NetflixNetflix
SpotifySpotify
UberUber
YouTubeYouTube
PayPalPayPal
AliExpressAliExpress
GrabGrab
AirbnbAirbnb
SteamSteam
TikTokTikTok

Your Card. Your Rules.

One Card for the Digital Economy

x.money card

Virtual Card

Ready in seconds

  • Instant issuance — no waiting
  • Accepted at 130M+ merchants worldwide
  • Apple Pay & Google Pay ready
  • Manage everything in-app
Apply Now
G Pay
Apple Pay

Card As A Service

Launch Your Own Branded Card Program

White-label crypto payment cards for Fintech companies, exchanges & digital banks. Full infrastructure, zero build time.

Get in Touch

Everything You Need

Transform Assets Into Daily Power

Spend, send, and manage your digital assets — all in one place.

Live

SEND

Send funds without fees — fast, borderless, and secure. Transfer to anyone in seconds.

Coming Soon

TRANSFER

Move fiat globally, simple and efficient. One wallet. Infinite destinations.

Live

DAPP

Connect your wallet for gasless payments. Well-known licensed custodian.

Live

PAY

Shop at over 130 million merchants using your x.money card for smooth, instant payments.

Pay in Crypto

Live Unlimited

Apple Pay & Google Pay compatible · No pre-conversion to fiat needed · Spend at global merchants

🛍Online Shopping
🍔F&B
✈️Travel
🎮Gaming & Tech
📱Social Platforms
StarbucksStarbucks
McDonald'sMcDonald's
KFCKFC
Amazon
NetflixNetflix
SpotifySpotify
UberUber
YouTubeYouTube
StarbucksStarbucks
McDonald'sMcDonald's
KFCKFC
Amazon
NetflixNetflix
SpotifySpotify
UberUber
YouTubeYouTube
PayPalPayPal
AliExpressAliExpress
GrabGrab
AirbnbAirbnb
SteamSteam
TikTokTikTok
Booking.comBooking.com
AppleApple
PayPalPayPal
AliExpressAliExpress
GrabGrab
AirbnbAirbnb
SteamSteam
TikTokTikTok
Booking.comBooking.com
AppleApple

+ 130 million more merchants worldwide

Recent Activity

S
Send
Happy Valentines
- 214 USDT
R
Receive
Dinner on Apr 20
+ 8.7 USDT
S
Send
Coffee with Alex
- 12.5 USDT
R
Receive
Movie night split
+ 25 USDT

Surprise your friends the modern way — instantly, effortlessly.

Share Moments

Split Bills.
Send Gifts. Zero Fees.

Whether it's splitting dinner, sending a birthday gift, or paying back a friend — x.money makes it instant and completely free.

GET STARTED WITH x.money

Fast. Flexible. Secure. Powered by OGBC Group.

Apply Now — It's Free

Trusted Partners & Technology

BinanceBinance
Sumsub
Chainalysis
CircleCircle
Fireblocks
VisaVisa
BinanceBinance
Sumsub
Chainalysis
CircleCircle
Fireblocks
VisaVisa
BinanceBinance
Sumsub
Chainalysis
CircleCircle
Fireblocks
VisaVisa

Frequently Asked Questions

Why did my KYC fail?+
Deposit too small?+
Deposit delay?+
How do I apply for a card?+